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Cost Estimator
How Much Does a Financial Advisor Cost?
Estimate financial advisor costs based on hours and advice type.
📍Your location
⚙️Job details
Factors that affect cost
- Type of advice — pension and inheritance planning requires more expertise
- Whether the advisor is independent (whole-of-market) or tied to specific providers
- Ongoing management fees if a managed portfolio is involved
- Complexity of your financial situation — multiple properties, overseas assets, etc.
💡 Money-saving tips
- 1.Always use an FCA-regulated advisor (UK) or CFP/RIA (US) — avoid unregulated advisors
- 2.Ask upfront how the advisor is paid — fee-only advisors have no commission conflict of interest
- 3.Many advisors offer a free initial consultation — use it to assess fit before committing
- 4.For straightforward pensions, low-cost robo-advisors (Vanguard, Nutmeg) may be sufficient